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Multiple Car Insurance

 
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bobbber
P4


Joined: 14 May 2003
Posts: 2162
Location: The Greatest Town on Earth - Swadlincote, UK

PostPosted: Fri Oct 20, 2006 9:15 am    Post subject: Multiple Car Insurance Reply with quote

What's going on here!? I've just bought another 33. It's IDENTICAL to the one I already have. I need to insure them both. I can only drive ONE of these cars at any one time. So - I'd guess the additional risk to any insurance company is fire and theft across the two cars. Make sense so far??? Good.

So - why is it that my current insurance on my main 33 is £199, but they want another £380 to insure the second one? Because you can only carry your no claims bonus on ONE car! Crying or Very sad

Can someone explain why the extra risk (fire and theft on an additional car which I imagine should cost about £50) is gonna cost me £380? What is going on here?

Anyone have an answer to this? Is there an insurance company out there that asks for the premium based only upon the extra risk? Or perhaps there's some trick to buck the system?

HELP ME PLEASE!

Bob
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paulhide
P4


Joined: 20 Dec 2003
Posts: 1607
Location: Oh Beautiful Billingham

PostPosted: Fri Oct 20, 2006 9:56 am    Post subject: Reply with quote

Hi Bobbber, if your car is more than 12 years old you can get classic car insurance on it through RH insurance. Though you are limited to 5000 miles on this it should cost about 160 quid and be fully comp with complete breakdown cover! I have my main car with them aswell. Smile
0870 111 8963
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http://www.alfa-pages.co.uk/viewtopic.php?t=5188
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Lebowski
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PostPosted: Fri Oct 20, 2006 4:59 pm    Post subject: Reply with quote

I've got 3 cars insured with Footman James and the additional costs were quite small. I'm now paying £400 TPF&T for all 3 and I'm 24. Seems reasonable to me.
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Lee
Alfa Sprint


Joined: 13 Mar 2003
Posts: 150
Location: Essex UK

PostPosted: Fri Oct 20, 2006 8:00 pm    Post subject: Reply with quote

Admiral are offering a multi car policy, for the reasons you mention bobbber, I looked into it, but as Ive yet to buy another Alfa I just insured the 155 on its own.

Lee
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`91 33 1.7 I.E
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Admin
Site Admin


Joined: 19 Feb 2003
Posts: 1223
Location: Stafford, UK

PostPosted: Sat Oct 21, 2006 1:41 pm    Post subject: Reply with quote

Hi

Another place to try for classic insurance is Aon. They will do classic insurance at 10 years old (so that covers all 33s). Also seems that they do a family fleet policy.

All the best

Keith
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lee16v
16 Valve


Joined: 29 Jun 2005
Posts: 1429
Location: Devon, UK

PostPosted: Sun Oct 22, 2006 1:19 pm    Post subject: Reply with quote

Come on then Bob, Don't be shy, lets have a look at 'er Smile
Are you still restoring your red one?

Anyhow white's a cool colour....my first 1.5 ie was white.......no fading here Wink
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bobbber
P4


Joined: 14 May 2003
Posts: 2162
Location: The Greatest Town on Earth - Swadlincote, UK

PostPosted: Sun Oct 22, 2006 3:40 pm    Post subject: Reply with quote

Inside shot :



Bob
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paulhide
P4


Joined: 20 Dec 2003
Posts: 1607
Location: Oh Beautiful Billingham

PostPosted: Sun Oct 22, 2006 4:42 pm    Post subject: Reply with quote

Hey! Nice console! Very Happy Why the secrecy. Is it Bobbber rustwhite or is it Bobbber dentawhite Question
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http://www.alfa-pages.co.uk/viewtopic.php?t=5188
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bobbber
P4


Joined: 14 May 2003
Posts: 2162
Location: The Greatest Town on Earth - Swadlincote, UK

PostPosted: Sun Oct 22, 2006 6:39 pm    Post subject: Reply with quote

It's colgate.

Bob
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lee16v
16 Valve


Joined: 29 Jun 2005
Posts: 1429
Location: Devon, UK

PostPosted: Mon Oct 23, 2006 9:05 am    Post subject: Reply with quote

Only just noticed something................bloody hell thats fast!!!!!
Surely not?
Either:
a; speedo/revs are stuck, Confused
b; You've been up to your camera trickery again, Rolling Eyes
c; There's a set of 10in mini wheels fitted, Laughing
d; There's more than a standard 8v lump under there, Cool

Ahh.... that's why you didn't take a pic of the outside because the power bulge on the bonnet is the size of Bristol!!
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bobbber
P4


Joined: 14 May 2003
Posts: 2162
Location: The Greatest Town on Earth - Swadlincote, UK

PostPosted: Mon Oct 23, 2006 9:19 am    Post subject: Reply with quote

Oops! Hadn't noticed I'd put "that" photo on!

Bob
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markgp4
Alfa Sprint


Joined: 27 Oct 2005
Posts: 126
Location: N.W of UK

PostPosted: Tue Oct 24, 2006 3:25 pm    Post subject: Reply with quote

best put a disclaimer on it.. in case the bizzies (sp?) log in and take it as evidence.......
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